Terms and Conditions

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the moneyyaatra.com website ("Website") operated by MoneyYaatra ("us", "we", "our").

Your access to and use of the Website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Website and its services.

By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you may not access the Website.

1. Use of Website and Services

1.1 Account Registration

To access certain features of the Website, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

1.2 Account Security

You are responsible for safeguarding the password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with this instruction.

1.3 Eligibility

By using our Website, you represent and warrant that you are at least 16 years of age and are legally capable of entering into binding contracts. If you are under 18, you may use our Website only with the involvement and consent of a parent or guardian.

2. Educational Services

2.1 Course Access

Upon successful payment for courses or educational content, you will be granted access to the purchased materials for the specified period as indicated at the time of purchase. Access to our educational content is personal to you and may not be shared, transferred, or sold to any other person.

2.2 Course Completion

MoneyYaatra does not guarantee that completion of our courses will result in passing any specific exam or securing employment. Our courses are designed to assist with preparation, but success depends on various factors including your own effort, dedication, and abilities.

2.3 Updates and Changes

We may update course content, modify the curriculum, or change course offerings at any time to reflect current educational needs or regulatory changes. While we strive to keep all content up-to-date, we do not guarantee that all materials will reflect the most current regulations or exam patterns at all times.

3. Payments and Subscriptions

3.1 Fees

You agree to pay all fees associated with the services you purchase. All fees are in Indian Rupees unless otherwise stated and are exclusive of applicable taxes, which will be added where required by law.

3.2 Payment Methods

We accept various payment methods as indicated on our payment page. You represent and warrant that you have the legal right to use any payment method(s) you provide in connection with your account.

3.3 Subscription Services

Some of our services may be offered on a subscription basis. For subscription services, you will be charged the subscription fee at the beginning of each subscription period. Your subscription will automatically renew unless you cancel it before the next renewal date.

3.4 Cancellation

You may cancel your subscription at any time through your account settings or by contacting us. Upon cancellation, you will continue to have access to the subscription services until the end of your current billing period.

4. Intellectual Property

4.1 Ownership

The Website and its original content, features, and functionality are and will remain the exclusive property of MoneyYaatra and its licensors. The Website is protected by copyright, trademark, and other intellectual property laws of India and foreign countries.

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website and our educational content solely for your personal, non-commercial use. You may not:

• Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the Website
• Use any content for commercial purposes without our express written permission
• Attempt to decompile, reverse engineer, disassemble, or hack any of our services or content
• Remove any copyright, trademark, or other proprietary notices from any content

5. User Content

5.1 User Submissions

If you submit content to our Website, including reviews, comments, feedback, or participate in forums ("User Content"), you grant us a non-exclusive, worldwide, royalty-free, irrevocable, sub-licensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform the User Content in connection with the Website and our business.

5.2 User Content Restrictions

You agree not to submit or post any User Content that:

• Is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or invasive of another's privacy
• Infringes any intellectual property or other rights of any party
• Contains software viruses or any other computer code designed to interrupt, destroy, or limit the functionality of any computer software or hardware
• Constitutes unauthorized or unsolicited advertising, promotional materials, junk mail, spam, or any other form of solicitation
• Contains private information of any third party, including addresses, phone numbers, email addresses, or any other personal information

6. Prohibited Uses

In addition to other prohibitions as set forth in the Terms, you are prohibited from using the Website or its content:

• For any unlawful purpose
• To solicit others to perform or participate in any unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To impersonate or attempt to impersonate MoneyYaatra, a MoneyYaatra employee, another user, or any other person or entity
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Website
• To interfere with or circumvent the security features of the Website or any related website

7. Disclaimer of Warranties

THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

MONEYYAATRA DOES NOT WARRANT THAT:

• THE WEBSITE WILL FUNCTION UNINTERRUPTED, SECURE, OR AVAILABLE AT ANY PARTICULAR TIME OR LOCATION;
• ANY ERRORS OR DEFECTS WILL BE CORRECTED;
• THE WEBSITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS;
• THE RESULTS OF USING THE WEBSITE OR ITS CONTENT WILL MEET YOUR REQUIREMENTS.

8. Limitation of Liability

IN NO EVENT SHALL MONEYYAATRA, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE WEBSITE;
• ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE WEBSITE;
• ANY CONTENT OBTAINED FROM THE WEBSITE; AND
• UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT;

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.

9. Indemnification

You agree to defend, indemnify, and hold harmless MoneyYaatra, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website, including, but not limited to, your User Content, any use of the Website's content, services, and products other than as expressly authorized in these Terms.

10. External Links

The Website may contain links to third-party websites or services that are not owned or controlled by MoneyYaatra. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that MoneyYaatra shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

11. Modifications to the Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please stop using the Website.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising under these Terms that cannot be resolved amicably will be subject to the exclusive jurisdiction of the courts in Trichy, Tamil Nadu, India.

13. Termination

We may terminate or suspend your account and bar access to the Website immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach the Terms. Upon termination, your right to use the Website will immediately cease. If you wish to terminate your account, you may simply discontinue using the Website or contact us to request account deletion.

14. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.